Steve Weldy

186 Ryan Court

Spencer, IN
$ 334,900 Beds 3 Baths 2.5 Sq 2,464 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to this spacious 3 Bedroom, 2 1/2 Bath home with 2,464-square-foot residence situated on a 0.84-acre lot in the desirable White Oaks Estates neighborhood of Spencer. Designed with both comfort and functionality in mind, this home offers a main-level primary bedroom with its own private bath, along with a convenient half bath for guests and a main-level laundry room. Upstairs, you'll find two additional bedrooms and a full bath, providing flexible space for a variety of living arrangements. The home's generous living areas offer plenty of room for everyday living, entertaining, or relaxing. Outside, enjoy the large yard with space for outdoor activities, gardening, or simply unwinding. The attached 2-car garage provides ample parking and storage, while the 12' x 16' storage shed offers additional room for tools, lawn equipment, or hobbies. Conveniently located just minutes from Spencer elementary, Owen Valley middle/high school, YMCA, shopping, dining, and local amenities, this property combines space, practicality, and a desirable location. Don't miss the opportunity to make this inviting Spencer home your own!

Single Family

  • Price
  • $ 334,900
  • City
  • Spencer
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • OWEN
  • Half Bathrooms
  • 1
  • Area
  • Washington
  • Lot Size
  • 0.84 Acres
  • Zip
  • 47460
  • Sqr Footage
  • 2,464
  • Year Built
  • 1992
  • Taxes
  • $ 2347
  • Style
  • Site-Built Home
  • MLS#
  • 202632147
Listed By: Tilden Keith with Keith Realty & Auction Group; Office: 812-714-8250
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer City
Heating Gas,Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Garage Attached
Status Active
Full Baths 2
Half Baths 1
Bathrooms 3
Year Built 1992
New Construction No
Subdivision White Oak(s)
Style Two Story
Township Washington
Class RESIDENTIAL
Type Site-Built Home
Age 34
FIPS Code 18119
Associated Document Count 1
REO No
Status Active
Auction Y/N No
Dining Room Level Main
Annual Taxes 2347.02
Area Owen County
High School Owen Valley
City Spencer
School District Spencer-Owen Community Schools
Assoc. Dues Frequency Not Applicable
Total Sq Ft 2464
Elementary School Spencer
Middle School Owen Valley
Legal Description WHITE OAKS ESTATES LOT 12
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202632147
Agent First Name Tilden
Agent Last Name Keith
DOM 34
Tax Year 2025/2026

Interior Features

Basement Crawl
Kitchen Length 8
Laundry Room Width 9
Laundry Room Length 10
Kitchen Width 10
Beds 3
Total Rooms 7
Dining Room Length 20
Dining Room Width 13
Living Room Width 14
Living Room Length 19
Full Baths Main 1
Full Baths Upper 1
Total Finished SqFt 2464
Basement Y/N No
Above Grade Bedrooms 3
Half Baths Main 1
1st Bedroom Level Main
1st Bedroom Width 14
2nd Bedroom Length 15
2nd Bedroom Level Upper
2nd Bedroom Width 15
3rd Bedroom Length 13
3rd Bedroom Level Upper
3rd Bedroom Width 11
Above Grade Finished SqFt 2464
Living/Great Rm Level Main

Exterior Features

Exterior Vinyl
Pool No
Garage Length 24
Garage Width 24
Lot Size Area 36590
Lot Dimensions IRREGULAR
Lot Description Irregular,Level,Slope,0-2.9999
Garage SqFt 576
Approx. Lot Size Acres 0.84
Garage Capacity 2
Waterfront Y/N No
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Spencer Elementary School
Middle School Owen Valley Middle School
High School Owen Valley High School

Price History

8/7/2026 Listed $334,900

Property vs Zip Code Average in 47460

Price
AVG $440K
$330K
Taxes
AVG $2,012
$2,347
Year Built
AVG 1982
1992
Visits
AVG 74
19
Data Provided by Inside Real Estate®

Areas That We Cover

186 Ryan Court Spencer, IN is a Single Family Home for sale at $334900 with 2464 sqft and a lot size of 0.84 Acres Acre(s). 186 Ryan Court Spencer has 3 bedrooms, 2 baths and was built in 1992. The property's zip code is 47460 which is in Spencer, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Steve Weldy

Steve Weldy

574-286-3210

By pressing Contact Me, you agree that Weichert® may contact you via phone about your inquiry, which may involve the use of automated means. You are not required to consent as a condition of purchasing any property, goods or services. For any other information please read our Privacy Policy