95 Lane 270 Hamilton Lk

Hamilton, IN
$ 749,900 Beds 3 Baths 3 Sq 2,671 Virtual Tour
Monthly Estimate* How much can I afford?

Experience exceptional lakefront living on beautiful Hamilton Lake with your own private sandy beach and breathtaking views from nearly every room. This exquisite 3-bedroom, 2 full bath, 2 half bath home offers an inviting open floor plan designed for both everyday living and entertaining. Step inside the spacious foyer that opens to a formal dining room and a stunning great room featuring a cozy gas fireplace and expansive lake views. The beautifully appointed kitchen is the heart of the home, showcasing custom cabinetry, a large breakfast bar island, and abundant workspace. The main-level primary suite provides a peaceful retreat with generous closet space and a spa-like ensuite featuring dual vanities. A lakeside screened porch and adjoining 3-season room offer the perfect places to relax while enjoying panoramic waterfront views throughout the seasons. The finished walkout basement expands your living space with a large family room, two additional bedrooms, a full bath, and a versatile space that could easily serve as a home gym, hobby room, or theater room. Outside, the paver patio leads to the level waterfront and private sandy beach, making it easy to enjoy swimming, boating, and everything Hamilton Lake has to offer. Beautiful landscaping and an irrigation system keep the grounds looking their best, while the oversized 3-car garage with a convenient half bath provides ample space for vehicles, lake toys, and storage. This exceptional waterfront property combines quality craftsmanship, thoughtful design, and an unbeatable Hamilton Lake setting to create the ultimate lakefront retreat.

Single Family

  • Price
  • $ 749,900
  • City
  • Hamilton
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • STEUBEN
  • Half Bathrooms
  • 2
  • Area
  • Otsego
  • Lot Size
  • 0.2 Acres
  • Zip
  • 46742
  • Sqr Footage
  • 2,671
  • Year Built
  • 2005
  • Taxes
  • $ 4235
  • Style
  • Site-Built Home
  • MLS#
  • 202628937
Listed By: Gabe Cerny with RE/MAX Results; Cell: 260-668-9702
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer City
Heating Gas,Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces Yes
Water Access Type Lakefront
Garage Attached
Amenities Ceiling Fan(s),Disposal,Dryer Hook Up Electric
Status Active
Full Baths 2
Half Baths 2
Bathrooms 4
Year Built 2005
New Construction No
Subdivision Crystal Bay
Style One Story
Township Otsego
Class RESIDENTIAL
Type Site-Built Home
Age 21
FIPS Code 18151
Associated Document Count 5
REO No
Status Active
Auction Y/N No
Dining Room Level Main
Annual Taxes 4235.74
Area Steuben County
Location Lake
High School Hamilton
City Hamilton
School District Hamilton Community
Assoc. Dues Frequency Annually
HOA Fees $ 550
Total Sq Ft 3566
Elementary School Hamilton
Middle School Hamilton
Legal Description CRYSTAL BAY LOT 19 & CRYSTAL BAY LOT 19A
Branded Virtual Tour https://listing.arthomephoto.com/sites/95-lane-270-hamilton-lake-hamilton-in-46742-26215826/branded
Agent First Name Gabe
Agent Last Name Cerny
DOM 53
Tax Year 2026

Interior Features

Basement Walk-Out Basement,Partially Finished
Fireplace(s) 1
Kitchen Length 14
Laundry Room Width 6
Laundry Room Length 9
Kitchen Width 19
Beds 3
Total Rooms 15
Dining Room Length 12
Dining Room Width 11
Breakfast Room Length 12
Breakfast Room Width 9
Fireplace Living/Great Rm,Gas Log
Family Room Width 23
Living Room Width 24
Family Room Length 27
Living Room Length 22
Full Baths Main 1
Total Finished SqFt 2671
Basement Y/N Yes
Above Grade Bedrooms 1
Below Grade Baths 1
Below Grade Bedrooms 2
Full Baths Below Grade 1
Half Baths Main 2
1st Bedroom Level Main
1st Bedroom Width 14
2nd Bedroom Length 13
2nd Bedroom Level Basement
2nd Bedroom Width 11
3rd Bedroom Length 14
3rd Bedroom Level Basement
3rd Bedroom Width 17
Above Grade Finished SqFt 1783
Below Grade Finished SqFt 888
Below Grade Unfin. SqFt 895
Extra Room Length 16
Extra Room Level Basement
Extra Room Width 14
Living/Great Rm Level Main

Exterior Features

Exterior Vinyl
Water Frontage 73
Pool No
Waterfront Lake
Garage Length 24
Garage Width 38
Lot Size Area 8712
Lot Dimensions 120x56
Lot Description Lake
Garage SqFt 912
Water Name Hamilton Lake
Approx. Lot Size Acres 0.2
Garage Capacity 3
Lake Ski Lake
Waterfront Y/N Yes
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Hamilton Elementary School
Middle School Hamilton Middle School
High School Hamilton High School

Price History

7/18/2026 Listed $799,900
8/11/2026 4% - $775,000
9/3/2026 4% - $749,900

Property vs Zip Code Average in 46742

Price
AVG $650K
$750K
Taxes
AVG $3,981
$4,235
Year Built
AVG 1964
2005
Visits
AVG 119
412
Data Provided by Inside Real Estate®

Areas That We Cover

95 Lane 270 Hamilton Lk Hamilton, IN is a Single Family Home for sale at $749900 with 2671 sqft and a lot size of 0.2 Acres Acre(s). 95 Lane 270 Hamilton Lk Hamilton has 3 bedrooms, 2 baths and was built in 2005. The property's zip code is 46742 which is in Hamilton, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.