5010 Terry Lake Road

Hamilton, IN
$ 439,900 Beds 3 Baths 1.5 Sq 3,146 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to your private waterfront retreat, featuring beautiful lake views and your own dock for easy access to the water. This well-maintained 3-bedroom, 1.5-bath home offers a spacious layout filled with natural light and comfortable living spaces throughout. The finished basement provides ample storage and is already plumbed for an additional bathroom, offering great potential for a guest or in-law suite. Step outside to expansive composite decks overlooking the lake and backyard. It's perfect for entertaining or simply relaxing and enjoying the view. With thoughtful updates over the years and plenty of space inside and out, this home is move-in ready and perfect for making lasting memories.

Single Family

  • Price
  • $ 439,900
  • City
  • Hamilton
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • DEKALB
  • Half Bathrooms
  • 1
  • Area
  • Franklin
  • Lot Size
  • 0.69 Acres
  • Zip
  • 46742
  • Sqr Footage
  • 3,146
  • Year Built
  • 1994
  • Taxes
  • $ 2110
  • Style
  • Site-Built Home
  • MLS#
  • 202611293
Listed By: Anthony Isa with RE/MAX Results; Cell: 260-319-0633
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer City
Heating Gas,Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Water Access Type Lakefront
Garage Attached
Amenities Ceiling-9+,Ceiling Fan(s),Deck Open,Porch Covered,Main Level Bedroom Suite
Status Active
Full Baths 1
Half Baths 1
Bathrooms 2
Year Built 1994
New Construction No
Subdivision Terry Lake Estates
Style One Story
Township Franklin
Class RESIDENTIAL
Type Site-Built Home
Age 32
Lot Number 18
FIPS Code 18033
Associated Document Count 1
REO No
Status Active
Auction Y/N No
Dining Room Level Main
Annual Taxes 2110.96
Area Dekalb County
Location City/Town/Suburb,Lake
High School Hamilton
City Hamilton
School District Hamilton Community
Assoc. Dues Frequency Not Applicable
Energy Efficient Appliances,Windows
Total Sq Ft 3146
Elementary School Hamilton
Middle School Hamilton
Legal Description TERRY LAKE ESTATES SUB DIV OP LOT 18
Agent First Name Anthony
Agent Last Name Isa
DOM 163
Tax Year 2025
PROPOSED FINANCING Cash,Conventional,FHA,USDA,VA

Interior Features

Basement Full Basement,Walk-Out Basement,Finished
Flooring Carpet,Laminate,Tile
Kitchen Length 15
Laundry Room Width 6
Laundry Room Length 12
Kitchen Width 12
Beds 3
Total Rooms 6
Dining Room Length 10
Dining Room Width 16
Fireplace None
Living Room Width 13
Living Room Length 16
Full Baths Main 1
Total Finished SqFt 3146
Basement Y/N Yes
Above Grade Bedrooms 3
Half Baths Main 1
1st Bedroom Level Main
1st Bedroom Width 12
2nd Bedroom Length 13
2nd Bedroom Level Main
2nd Bedroom Width 11
3rd Bedroom Length 15
3rd Bedroom Level Main
3rd Bedroom Width 12
Above Grade Finished SqFt 1573
Below Grade Finished SqFt 1573
Living/Great Rm Level Main
Rec Room Level Lower

Exterior Features

Exterior Vinyl
Water Frontage 181
Driveway Concrete
Pool No
Waterfront Lake
Garage Length 22
Garage Width 22
Lot Size Area 30056
Lot Dimensions 103X257.9
Lot Description Waterfront,Lake
Fence None
Garage SqFt 484
Water Features Pier/Dock
Water Name Terry Lake
Approx. Lot Size Acres 0.69
Garage Capacity 2
Off Street Parking Y/N Yes
ROOF MATERIAL Asphalt
Lake Non Ski Lake
Waterfront Y/N Yes
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Hamilton Elementary School
Middle School Hamilton Middle School
High School Hamilton High School

Price History

4/3/2026 Listed $489,900
5/5/2026 3% - $479,900
6/15/2026 3% - $469,900
7/30/2026 5% - $449,900
9/2/2026 3% - $439,900

Property vs Zip Code Average in 46742

Price
AVG $690K
$440K
Taxes
AVG $4,249
$2,110
Year Built
AVG 1969
1994
Visits
AVG 128
116
Data Provided by Inside Real Estate®

Areas That We Cover

5010 Terry Lake Road Hamilton, IN is a Single Family Home for sale at $439900 with 3146 sqft and a lot size of 0.69 Acres Acre(s). 5010 Terry Lake Road Hamilton has 3 bedrooms, 1 baths and was built in 1994. The property's zip code is 46742 which is in Hamilton, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.